9 Online Side Job Sites to Help Grow Your Emergency Fund
My grandmother literally had a “Rainy Day” jar stashed away in her cupboard behind stale Smarties and Fresca. I was probably 6 or 7 when I realized what it was, or more accurately what it wasn’t: a wad of cash reserved for a stormy afternoon.
Even still, I always wondered why on earth she kept an old Folgers tin stuffed with cash behind years old candy and soda nobody drank. Why not buy something? Splurge a little? Have some fun?
Fast forward 15 years when I ran into my first (major) financial crisis. I finally understood my grandmother’s thinking and wished some of her fiscal wisdom had rubbed off on me. But it hadn’t.
So I found myself in my early 20s, struggling to pay a past due tuition bill, trying to get extra work at my restaurant job and then, boom, my 16-year-old car broke down. Repair bill: $1,300
I really could have used a Folger’s tin of money (make that two). But I was living paycheck to paycheck, or more accurately, shift to shift, relying on the night’s tips to get me through the next day.
So I did what any college kid would do. I sold my plasma. Two months into my twice-weekly visits to the donation center, I sat watching the needle in my arm, feeling queasy and vowed to get serious about my savings.
And so, I started my own emergency fund (although I put my money in an interest-bearing savings account, not a Folger’s tin) [Read more…] about 9 Side Job Sites to Build Your Emergency Fund